A lot has changed, but are things really different?

Hello everyone, I have missed interacting with you and reading your positive stories. It has been a long time since I was able to write here.  Last month, after waiting five excruciating months, we were only able to refinance our house, take out some equity and pay off some high interest credit card payments. WeContinue reading “A lot has changed, but are things really different?”

An analysis of non-iPhone cash flow

Many people think Apple is just the iPhone and nothing else matters. I recently wrote a Seeking Alpha blog post separating Apple into iPhone and non-iPhone segments. In my mind it shows Apple is currently undervalued.  What’s astonishing is that Google generates less operating cash flow than Apple’s non-iPhone segment, but due to growing fasterContinue reading “An analysis of non-iPhone cash flow”

Repost: Socrates for the Conference

I have been waiting for this day for months. Martin Armstrong’s artificial intelligence system Socrates will be going live in the coming weeks. Socrates has been well known to make accurate financial and political calls decades in advance. Why is this important? Due to the specific time we live in many things will change rapidlyContinue reading “Repost: Socrates for the Conference”

Must read: Debt Debt & more Debt 2015.75

Debt Debt & more Debt 2015.75 Must read article from Martin Armstrong. It succinctly explains their methodology and why having such a large database of history is very important. The Pi Cycle from 1970 is also clearly laid out.  Deutsch Bank and VW on the merge of troubles right before the turn on the EconomicContinue reading “Must read: Debt Debt & more Debt 2015.75”

Fed doesn’t raise rates, world lets loose a sign of relief

Yesterday’s big story was the Federal Reserve didn’t raise interest rates. This keeps interest rates unraised since 2006. Everyone that has borrowed in US Dollars breathes a sigh of relief. I believe they should have raised. Retirees, insurance companies, pension funds, banks, and savers in the US would have appreciated the move. The stock marketsContinue reading “Fed doesn’t raise rates, world lets loose a sign of relief”

Update on cash flow

Hello everyone, Here is an update on our cash flow situation. We are paying off any credit card debt we incur by setting aside an equal amount of cash to pay for variable expenses. That’s positive. Fixed expenses come straight from our paycheck.  We are still in a negative cash flow situation but have aContinue reading “Update on cash flow”

What to expect from Apple next week

Next Tuesday Apple will be launching their new iPhone, the 6s. Predictions range all over the place, much of them based on hardware leaks. I think the hardware is well known but what will be interesting is the software that powers the hardware. Apple has rented a very large space, capable of seating 7,000 people.Continue reading “What to expect from Apple next week”