We introduce the concept of money streams, emergency savings lakes, debt lakes, and the stock / flow analysis on how much to keep in your emergency savings lake, and how much to spend on your debt lake.
Category Archives: Finance
Wall Street is having a mini bank panic
What is Silicon Valley Bank and why did it go bust?
How $2000 saved us $6000
How $2000 pre-paid towards our student loans save us more than $6000 in lifetime interest
Variable mortgages will hit many countries hard
Variable rate mortgages will have a widespread impact on countries as diverse as Finland, Canada, Australia, and UK.
Variable rate student loans will cause future problems
A recent check of our variable rate student loans shows our interest climbing to dangerous levels, levels where the payment is insufficient to cover interest. What are our options?
Upgrade.com offers 3.5% on Premier Savings
Upgrade.com, another fintech, is offering 3.5% interest on their savings accounts if you add $1000 or more. This is the highest we have seen to date.
Social Security announced the largest cost of living increase in 40 years
Social Security announces the largest cost of living increase in 41 years
How’s Fundrise performed this year?
We look at year to date returns from our Fundrise account, an alternative to real estate investment trusts.
SoFi raises rates again to 2.5%
As the Fed raises rates, SoFi is doing their best to keep up. New savings rates are 2.5%.
Stocks sucker punch investors, again
We analyze how the Nasdaq, Bitcoin, and Ethereum have performed over the last three months using our low emotion system.