Why we’re moving away from SoFi credit card, after recommending it for so long.
Category Archives: Debt
Money streams and money lakes
We introduce the concept of money streams, emergency savings lakes, debt lakes, and the stock / flow analysis on how much to keep in your emergency savings lake, and how much to spend on your debt lake.
Apple Card review
A short review on the benefits of an Apple Card.
How to minimize lifetime interest payments
How to make extra payments to reduce heavy lifetime total interest paid
How $2000 saved us $6000
How $2000 pre-paid towards our student loans save us more than $6000 in lifetime interest
Variable mortgages will hit many countries hard
Variable rate mortgages will have a widespread impact on countries as diverse as Finland, Canada, Australia, and UK.
Variable rate student loans will cause future problems
A recent check of our variable rate student loans shows our interest climbing to dangerous levels, levels where the payment is insufficient to cover interest. What are our options?
Upgrade.com offers 3.5% on Premier Savings
Upgrade.com, another fintech, is offering 3.5% interest on their savings accounts if you add $1000 or more. This is the highest we have seen to date.
President Biden to reduce student loans for millions
President Biden and his administration announce steps to forgive federal student loan debt for millions of borrowers.
Investing or Paying off Debt, which leads to a higher Net Worth?
Is it better to pay off debt faster and invest, or invest while paying off debt? In the perfect world of Banana Bread Land, smilingdad investigates.
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