Tag Archives: Savings

A lot has changed, but are things really different?

Hello everyone, I have missed interacting with you and reading your positive stories. It has been a long time since I was able to write here.  Last month, after waiting five excruciating months, we were only able to refinance our house, take out some equity and pay off some high interest credit card payments. WeContinue reading “A lot has changed, but are things really different?”

Sell everything? Or hold on?

The market drama is gripping the financial markets this week. The age old question is should you sell everything and go to cash or should you hold on for the inevitable bounce? To answer that question I wanted to step back a bit. It would be meaningless to answer without some context on our savingsContinue reading “Sell everything? Or hold on?”

Actual spending vs. monthly budget

My family is making good progress on going from negative cash flow every month to cash flow positive.  One of the things I did earlier was create an annual budget of all our expenses. For next month I am going to go one step further. I have taken that budget and divided by 12. ThisContinue reading “Actual spending vs. monthly budget”