How can Americans diversify their holdings to include more international funds in their 401k? Check your plan and talk to your advisors on how much and which option makes sense for your situation. Our goal is to support the world and pressure the US oligarchs through our investments.
Tag Archives: Personal Finance
Invest, Fascism, Resist: The world should sell all US stocks
In part 3, we urge those with foreign investments in the US to sell their US stocks and invest their proceeds at home. This will require governments to have some foresight to manage the flows back in a productive way.
Finance: What helps you most with FAFSA?
In today’s piece, we’ll cover the combination of income and assets that best helps you with FAFSA (Free Application for Federal Student Aid). Those can include parents income, parents assets, students income, and students assets.
Upgrade.com offers 3.5% on Premier Savings
Upgrade.com, another fintech, is offering 3.5% interest on their savings accounts if you add $1000 or more. This is the highest we have seen to date.
I bonds now offer 6.89% annually
New I Bond rates are out! Next 6 months offers 6.89% interest.
Sofi raises interest rates to 1%
SoFi is now a bank and paying higher interest rates on savings and checking accounts.
Take Social Security at 70
When should you take Social Security? The answer is 70, if you can wait.
Update on cash flow
Hello everyone, Here is an update on our cash flow situation. We are paying off any credit card debt we incur by setting aside an equal amount of cash to pay for variable expenses. That’s positive. Fixed expenses come straight from our paycheck. We are still in a negative cash flow situation but have aContinue reading “Update on cash flow”
Actual spending vs. monthly budget
My family is making good progress on going from negative cash flow every month to cash flow positive. One of the things I did earlier was create an annual budget of all our expenses. For next month I am going to go one step further. I have taken that budget and divided by 12. ThisContinue reading “Actual spending vs. monthly budget”
Financial Experience #2 – using the budget
Yesterday I mentioned how we started a budget. That budget detailed all of our expenses for the whole year. Items in red were areas we could take immediate action to reduce the expense. Some of the items in red were the following: Federal taxes and 401k contributions Cellular service Gym membership Internet service Of allContinue reading “Financial Experience #2 – using the budget “
smilingdad 