My family is making good progress on going from negative cash flow every month to cash flow positive. One of the things I did earlier was create an annual budget of all our expenses. For next month I am going to go one step further. I have taken that budget and divided by 12. ThisContinue reading “Actual spending vs. monthly budget”
Tag Archives: Budget
Financial Experience #2 – using the budget
Yesterday I mentioned how we started a budget. That budget detailed all of our expenses for the whole year. Items in red were areas we could take immediate action to reduce the expense. Some of the items in red were the following: Federal taxes and 401k contributions Cellular service Gym membership Internet service Of allContinue reading “Financial Experience #2 – using the budget “
Financial Experience #1 – having a budget
I want to share my experience on creating a budget. We didn’t have one. Not having one caused us much distress. Having a budget gave us control and a voice on how we wanted to live. It all started when I realized that our family was in a negative cash flow situation. This problem hadContinue reading “Financial Experience #1 – having a budget”
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