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Category Archives: Personal Finance

Variable rate student loans will cause future problems

A recent check of our variable rate student loans shows our interest climbing to dangerous levels, levels where the payment is insufficient to cover interest. What are our options?

Posted bysmilingdadNovember 20, 2022November 20, 2022Posted inDebt, Finance, Personal FinanceTags:#personalfinance, #studentloans, #variablerates, DebtLeave a comment on Variable rate student loans will cause future problems

Upgrade.com offers 3.5% on Premier Savings

Upgrade.com, another fintech, is offering 3.5% interest on their savings accounts if you add $1000 or more. This is the highest we have seen to date.

Posted bysmilingdadNovember 18, 2022November 18, 2022Posted inDebt, Finance, Freedom, Personal FinanceTags:#cnbc, #personalfinance, Personal Finance, SavingsLeave a comment on Upgrade.com offers 3.5% on Premier Savings

I bonds now offer 6.89% annually

New I Bond rates are out! Next 6 months offers 6.89% interest.

Posted bysmilingdadNovember 1, 2022November 1, 2022Posted inInvestments, Personal Finance, SavingsTags:#ibonds, #personalfinance, #treasurydirect, Finance, Personal Finance, SavingsLeave a comment on I bonds now offer 6.89% annually

Social Security announced the largest cost of living increase in 40 years

Social Security announces the largest cost of living increase in 41 years

Posted bysmilingdadOctober 13, 2022October 13, 2022Posted inFinance, Personal Finance, retirementTags:#cola, #I-bonds, #socialsecurityLeave a comment on Social Security announced the largest cost of living increase in 40 years

Expect higher prices for winter home energy

We quickly go through why natural gas and electricity prices will be higher this winter in the northern hemisphere. The shock will put families further at risk.

Posted bysmilingdadOctober 11, 2022October 11, 2022Posted in#spending, #sustainability, Personal FinanceTags:#electricity, #naturalgas, #weatherization, #winterLeave a comment on Expect higher prices for winter home energy

How’s Fundrise performed this year?

We look at year to date returns from our Fundrise account, an alternative to real estate investment trusts.

Posted bysmilingdadOctober 2, 2022October 2, 2022Posted inFinance, Investments, Personal Finance, REITsTags:#fundrise, #personalfinance, InvestmentsLeave a comment on How’s Fundrise performed this year?

SoFi raises rates again to 2.5%

As the Fed raises rates, SoFi is doing their best to keep up. New savings rates are 2.5%.

Posted bysmilingdadOctober 2, 2022Posted inFinance, SavingsTags:#personalfinance, #sofi, SavingsLeave a comment on SoFi raises rates again to 2.5%

Our house is now a 30 MWh a year solar powerhouse

Our second set of SunPower solar panels turns our house into an energy producing miniature powerhouse.

Posted bysmilingdadOctober 1, 2022Posted in#solar, #sustainability, Cleantech, Personal Finance, Renewable Energy, Savings, TechnologyTags:#freedomsolar, #inflationreductionact, #oil, #renewableenergy, #solar, #solarsystem, #sunpower, #sustainability, #ukraine, TeslaLeave a comment on Our house is now a 30 MWh a year solar powerhouse

Stocks sucker punch investors, again

We analyze how the Nasdaq, Bitcoin, and Ethereum have performed over the last three months using our low emotion system.

Posted bysmilingdadSeptember 24, 2022September 24, 2022Posted inCryptocurrency, Finance, Investments, SavingsTags:#personalfinance, #sustainability, InvestmentsLeave a comment on Stocks sucker punch investors, again

President Biden to reduce student loans for millions

President Biden and his administration announce steps to forgive federal student loan debt for millions of borrowers.

Posted bysmilingdadAugust 24, 2022Posted inDebt, Personal Finance, SavingsTags:#personalfinance, #PresidentBiden, #studentloansLeave a comment on President Biden to reduce student loans for millions

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