How can Americans diversify their holdings to include more international funds in their 401k? Check your plan and talk to your advisors on how much and which option makes sense for your situation. Our goal is to support the world and pressure the US oligarchs through our investments.
Category Archives: Finance
Invest, Finance, Politics: Two steps to fight back against American fascism
Two simple things to help resist as America’s democracy comes under attack. Boycott Tesla and freeze your debit cards.
Finance: Rent vs Buy calculator
We discover a Financial Mentor Rent vs Buy calculator. You can fill it out in minutes. It will tell you if it is better to buy a house or rent. Each situation will be unique. Try it out and see what makes sense for you.
Finance: We saved $5000 by refinancing our student loan
We refinanced our variable rate student loan to a 15 year fixed rate loan. This saves us time and money, to the tune of $5000 in saved interest costs and 1 year of saved payments. We discuss when it makes sense to refinance and save the difference.
Finance: ARM interest template
We share a downloadable Adjustable rate / Variable rate template to see the impact of higher interest rates, higher payments, and longer term on paying off our house mortgage.
College: Upromise, earn $30.29 easily for college
We learned how Upromise can help us save more money for our 529 plans through their rewards network.
Finance: ARMageddon
Many people in various countries will experience the shock of higher rates on their adjustable rate mortgage. We have some time, but we’re looking for options.
Finance: What helps you most with FAFSA?
In today’s piece, we’ll cover the combination of income and assets that best helps you with FAFSA (Free Application for Federal Student Aid). Those can include parents income, parents assets, students income, and students assets.
Finance: The SAVE program changes interest capitalization for the better
The new SAVE student loan repayment plan has a big benefit regarding interest capitalization to make life easier. We add to our previous coverage of the SAVE plan.
Opinion: College preparation is stressful
A rant on the stress of college preparation and admission.