September 2023 – smilingdad

Pokémon: Scarlet and Violet- 151 Poster Collection review

A quick review of the Scarlet and Violet 151 Poster Collection box.

Finance: We saved $5000 by refinancing our student loan

We refinanced our variable rate student loan to a 15 year fixed rate loan. This saves us time and money, to the tune of $5000 in saved interest costs and 1 year of saved payments. We discuss when it makes sense to refinance and save the difference.

Finance: Delta introduces emergency savings benefit

Delta Air Lines is offering an innovative, new emergency-savings benefit up to $1000 per eligible workers. This is thanks to changes in Secure 2.0 legislation. It’s a win-win for companies and their workers.

Finance: ARM interest template

We share a downloadable Adjustable rate / Variable rate template to see the impact of higher interest rates, higher payments, and longer term on paying off our house mortgage.

Pokémon: SV Pokémon 151 reviews

We look at some reviews for Pokémon 151, the latest Scarlet and Violet set. With below average pull rates and great artwork, this set may keep its value better.

College: Upromise, earn $30.29 easily for college

We learned how Upromise can help us save more money for our 529 plans through their rewards network.

Education: San Francisco’s college savings program for kindergartners grows up

We discuss San Francisco’s first in the nation program to automatically start a college savings account for every kindergartener, and the success of that program in encouraging high school students to attend college.

Energy: Portable Induction Cooktops

For the next few pieces, we’ll cover small electric appliances that are easy substitutes for common fossil fuel appliances. Our first is the portable induction cooktop.

Pokémon: Scarlet and Violet 151 will be hot

Scarlet and Violet 151 brings back the original Pokémon cards with a Scarlet and Violet EX twist. Some of the art looks amazing. We’ll be sure to get the Dragonite from this set if we don’t get one from our pulls.

Finance: ARMageddon

Many people in various countries will experience the shock of higher rates on their adjustable rate mortgage. We have some time, but we’re looking for options.