6-month US Treasury Bills cross 5%

According to this US Treasury page, interest rates on 6-month and 12-month Treasury Bills exceed 5%. This is below recent inflation. It beats having cash sit in a bank account earning 0.1%. If you have some extra cash you don’t need for six months, this might be a good play.

Daily Historical 17 week, 26 week, and 52 week Treasury Bills for February 2023. Source: US Treasury. Note how 26 and 52 week yields are above 5%.

You can ladder into Treasury Bills by buying Bills directly on TreasuryDirect.gov.

Our preference at the moment:

  • First – TIPS (Treasury Inflation Protected Securities)
  • Second – I-bonds
  • Third – Treasury Bills

A future post will explain the differences between TIPS and I-bonds, and why in the current environment TIPS make more sense. All three can be bought on the same Treasury Direct website.

Sincerely yours,


Copyright © 2023 smilingdad. The content produced by this site is for entertainment purposes only. Opinions and comments published on this site may not be sanctioned by and do not necessarily represent the views of smilingdad, its owners, sponsors, affiliates, or subsidiaries.

Published by smilingdad

My story is one of tragedy and redemption. We've made many mistakes along the way regarding our money. Our goal here is to show you how to take care of your money life long, and as much as we can, help the Earth along the way. I call it sustainable personal finance and ethical capitalism. Currently, I am a part time writer for Cleantechnica and part-time licensed financial professional, along with being a full-time dad.

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